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People are passionate about their favorite teams, stores and bands, and these types of cards are banks’ attempts to tap into that passion.” See: How one Wisconsin couple wiped out a $125,000 debt The average APR on the credit cards from America’s largest retailers was 23.2%, up two percentage points since 2010, according a 2014 Credit survey of the top 100 retailers by sales volume, as tracked by the National Retail Federation, the industry group for retailers.
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“Co-branded cards have actually made a comeback lately,” Schulz says.
“They basically vanished in the Great Recession, but they’ve returned as the economy has stabilized and people have gone back to spending.
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How much do you spend in one night at a bar or nightclub, many times not meeting anyone or even exchanging phone numbers?
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